Insurance
MCO rental car insurance decisions before pickup
Use this Orlando-specific checklist to compare the rental counter's protection options with coverage you may already have. Confirm the contract, exclusions, deductibles, and driver eligibility before declining or adding protection.
Sequence
Check whether your personal auto policy extends to rental cars in Orlando.
Ask your card issuer whether its collision coverage is primary or secondary and what vehicle classes it excludes.
Separate collision/damage protection from liability, personal-accident, personal-effects, and roadside products.
Price the complete MCO quote with taxes, facility charges, and protection selected---not only the advertised daily rate.
Save the policy summary and document the vehicle condition before leaving the rental area.
Official-source posture
Use official airport routing first.
Agency check
Compare branch hours and policies before booking. Current directory coverage: 10 major rental brands and 5 booking-risk FAQs.